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The Foundation's APPS 2.0 builds on the 2023 study, to help equipment finance companies cut through the noise and identify actionable, integration-ready technologies that address operational challenges.
In a landscape saturated with vendors and emerging platforms, this report serves as a strategic guide to evaluating and adopting software and microservices that can meaningfully improve credit, documentation, fraud prevention, and customer experience workflows.
APPS 2.0 was funded by a Foundation research grant and conducted by Northteq, reassessing more than 300 companies using an enhanced scoring model that evaluates each provider’s applicability to the equipment finance lifecycle, AI maturity, operational stability, and integration readiness. From that pool, 65 emerging services and 34 established platforms were selected for deep analysis.