Grants

Statistical Data Available for Academics and Researchers

The Foundation is pleased to provide approved academics and researchers with access to two significant statistical databases, each capturing thousands of data points on equipment finance transactions and benchmarking activity, to help further industry knowledge.

To become an "approved" researcher, your grant proposal must be accepted by the Foundation's Board of Trustees. PayNet and ELFA will only release data upon request by the Foundation after a study has been approved. For information on the grant program please review the Grant Policies and Guidelines.

Survey of Equipment Finance Activity (SEFA)

The Equipment Leasing and Finance Association (ELFA) has agreed to offer researchers access to millions of data points collected through its annual Survey of Equipment Finance Activity (SEFA). The SEFA is the primary source of business metrics for equipment finance organizations. The Survey reflects data from approximately 110 responding organizations and provides information such as profitability, volume, portfolio performance, asset concentrations, operations, and risk management. Primarily an internal research and benchmarking tool, selected data points are customized for presentation to external publics, including state and federal policymakers and media.

SEFA Data Fields

Download and view a sample survey questionnaire to see hundreds of data points collected during the survey process.

About ELFA

Equipment Leasing and Finance Association The Equipment Leasing and Finance Association (ELFA) is the trade association representing financial services companies and manufacturers in the $1 trillion U.S. equipment finance sector. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its over 575 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers.

PayNet

Through the Foundation/PayNet partnership, PayNet will provide a specified set of data points for an approved research project at no cost.

Representative List of PayNet Data Fields

PayNet collects, manages and reports on complete business and payment history information from millions of transactions originated by the Leasing Industry. PayNet's Database stores information for detailed borrower credit checks, including historic payment histories from a broad range of lenders over time. With PayNet's exclusive matching technology, borrower's information is aggregated to link contracts from related entities across the database.

PayNet's database has more than 200 data fields, including contract and borrower information as well as PayNet's custom score variables. The types of fields included are as follows:

  • Borrower Business Background Information
  • Current Outstanding Long-Term Debt
  • Historical Long-Term Debt
  • Borrower Payment Habits
  • Obligation Type (Lease, Loan, etc.)
  • Obligation Legal Status with Lender
  • PayNet MasterScore® (credit score built using PayNet's Database allowing for comparisons of borrowers' risk)

For analysis that will focus on specific subsets or time periods, the data in the PayNet Repository can be segmented by:

  • Geography
  • Different Points in Time
  • Equipment Sub-Groups
  • NAICS and SIC codes
  • Various Industries
  • Obligation Size
  • Obligation Term
  • Obligation Type

All data fields are available at a contract level basis, but credit history information can be aggregated for borrower averages and totals as well.

About PayNet

Paynet, Inc. PayNet is the leading provider of commercial credit risk information and solutions, specializing in business-to-business and industry performance metrics. PayNet aggregates comprehensive data contributed by its exclusive network of the nation's leading lenders. In return, these lenders gain access to a large database of proprietary credit and payment history information. This database is the credit industry's richest and largest repository of term-debt data. It encompasses more than 22 Million current and historic commercial loans and leases worth more than $1.2 Billion. PayNet offers a full range of risk management tools from comprehensive credit history reports with industry-specific scores, to peer benchmarking studies, to innovative portfolio management products and is broadly recognized as a unique source of valuable small business performance trends by industry and geographic sectors. PayNet's insights enable small business commercial lenders to reduce credit risk, originate more loans, lower operating costs and improve business strategy.

Independent, forward-looking resources for the equipment finance industry.